Subscription Policy for the ORO Life Management Platform and ORO Corporate Life Management Platform

Effective Date: April 2023

Thank you for choosing the ORO Life Management Platform or ORO Corporate Life Management Platform (hereinafter referred to as "the Platform"). This Subscription Policy outlines the terms and conditions governing your subscription to our platform. By subscribing to and accessing the Platform, you agree to comply with the following:

1. Subscription Plans: a. The Platform offers different subscription plans with varying features and durations. Details regarding available plans, including pricing, can be found on our website or within the Platform itself. b. You are responsible for selecting the subscription plan that best suits your needs. Changes to subscription plans can be made within the Platform, subject to availability.

2. Subscription Fees: a. Subscription fees are outlined in your chosen plan and are subject to change at our discretion. Any changes to subscription fees will be communicated to you in advance. b. You agree to pay the subscription fees as specified, including any applicable taxes or additional charges associated with your subscription. c. Payment for the subscription will be processed through the designated payment method provided by you during the registration process.

3. Subscription Duration and Renewal: a. The subscription duration begins upon successful payment and activation of your subscription. b. For monthly subscriptions, your subscription will automatically renew on a monthly basis, unless you choose to cancel or modify your subscription prior to the renewal date. c. For annual subscriptions, your subscription will automatically renew on an annual basis, unless you choose to cancel or modify your subscription prior to the renewal date. d. You will be notified of upcoming subscription renewals via email or within the Platform, allowing you to make any necessary changes to your subscription.

4. Cancellation and Refunds: a. You have the right to cancel your subscription at any time. To cancel, you must follow the cancellation process outlined within the Platform. b. Upon cancellation, you will retain access to the Platform until the end of your current subscription period. No refunds or prorated reimbursements will be provided for the remaining period of your subscription. c. We reserve the right to suspend or terminate your subscription, without refund, in cases of violation of our Terms of Service or any other unauthorized or inappropriate use of the Platform.

5. Intellectual Property: a. All intellectual property rights, including copyrights, trademarks, and proprietary information, associated with the Platform and its content, are owned by us or our licensors. b. By subscribing to the Platform, you acknowledge and agree not to reproduce, distribute, modify, or create derivative works based on the Platform's content without our prior written consent.

6. Privacy and Data Protection: a. We are committed to protecting your privacy and handling your personal data in accordance with applicable data protection laws. Our Privacy Policy outlines how we collect, use, and safeguard your personal information. b. By using the Platform, you consent to the collection, processing, and storage of your personal data as described in our Privacy Policy.

7. Modification of Subscription Policy: a. We reserve the right to modify or update this Subscription Policy at any time. Any changes will be communicated to you via email or within the Platform. b. Your continued use of the Platform after the effective date of any modifications constitutes your acceptance of the updated Subscription Policy.

If you have any questions or require further clarification regarding our Subscription Policy, please contact our customer support team. By subscribing to the Platform, you confirm that you have read, understood, and agreed to the terms and conditions outlined in this Subscription Policy.

Thank you for choosing the ORO Life Management Platform or ORO Corporate Life Management Platform.